California Car Insurance
When it comes to California Car Insurance how can you be certain that you are getting a good rate? One of the easiest and fastest ways to find cheap car insurance in California is to use our free online insurance quote service. We have done the research for you and with a click of your mouse we can show you the top car insurance companies in California that offer some of the cheapest car insurance rates in CA.Owners of cars operated or parked on California roads are mandated to carry proof of financial responsibility. You will need to show proof when you renew your registration, when law enforcement personnel ask for it and when you have been in a traffic accident.
Alternative insurance may be the best fit for your family. You may qualify for the California’s Low Cost Automobile Program. It is a means by which low income residents can establish financial responsibility. It is designed to help people with lower incomes and good driving records to get affordable insurance through the program sponsored through the state of California.
California does not require drivers to
. Medical payments coverage
. Uninsured motorist’s coverage
. Comprehensive coverage other than collision
Although uninsured motorist’s coverage is not mandatory, it may be a good idea to include it in your insurance package. Statistics show that California is one of the states with one of the highest number of uninsured drivers on the road. Estimates have been made that 25 percent of the drivers are uninsured. This makes it very important that you have protection.
Uninsured Motorists coverage can protect you from negligent drivers. If you are hit by a driver and they leave the scene, your uninsured motorist’s policy will protect you. It is important to discuss uninsured motorist coverage to see if it fits your needs.